With rising illnesses and expensive healthcare, every family needs an affordable health insurance plan. A health policy ensures a brighter future and lessens financial stress. Plus, it provides tax advantages as per the Indian Income Tax Act of 1961. However, picking the perfect Mediclaim policy can be challenging due to the many options available.
What is Health Insurance Plans?
A health insurance plan is like an agreement between you and the insurance company. They agree to cover your medical expenses if you get sick or hurt, following the rules in your policy papers. Usually, these insurance companies partner with certain hospitals where you can get treatment without paying money upfront.
Buy – Health Insurance Plan in India?
If you also want to buy your health insurance, then for this you have to follow some steps given below. Here are the steps to follow.
- First of all, visit the website from where you want to buy health insurance.
- Click on the “Health Insurance” tab.
- Fill out the form that shows on the next page.
- Compare health plans and select your desired plan.
- Click on the “Buy Now” button
- A pop-up will show you the plan details and the additional riders information.
- Click on the “Proceed to Buy” button.
- After making online payment your policy documents will be sent to your registered email address.
Best Health Insurance Plans In India
Here is a list of some of the best health insurance plan in India-
| Plans Name | Network Hospitals | Claim Settlement Ratio |
| Care Family Health Insurance | 18000+ | 95.2% |
| Aditya Birla Activ Health Platinum Plan | 9000+ | 94% |
| Star Comprehensive Health Insurance Plan | 10,500+ | 87% |
| Bajaj Allianz Critical Illness Insurance | 6800+ | 98.02% |
| Universal Sompo Super Healthcare Policy | 4500+ | 70.75% |
| Future Generali Criti Care Plan | 7000+ | 94% |
Aditya Birla Active Assure Diamond Plan
This plan has a feature that reloads your insurance amount if it’s used up along with any no claim bonus. With this, you can get up to 150% more coverage (up to Rs. 50 lakhs) for unrelated illnesses requiring hospitalization. It also covers pre-hospitalization for 60 days and post-hospitalization expenses for 180 days. Additionally, it includes alternative treatments like Ayurveda and offers a second opinion for major illnesses like cancer, heart attack, or kidney failure. There’s even personalized coaching for health conditions like hypertension, hyperlipidemia, asthma, and diabetes.
Plan Coverage Benefits
- Daycare expenses
- Ambulance expenses
- Health check-up
Care Family Health Insurance
| Network Hospitals | 18000+ |
| Minimum and Maximum Entry Age | 18 years and 35 years; 91 days old child in family floater plan |
Plan Coverage Benefits
- No pre-policy medical checkups
- Ambulance expenses
- Domiciliary expenses
Why Buy Best Health Insurance Plan?
Inflation is high, and healthcare costs a lot. So, getting good health insurance is vital. It protects your loved ones and eases the financial burden during emergencies. With many options available, choosing the right plan can be confusing.
Conclusion
This article explains the top 7 health insurance plans in India for 2023. If you want to get your health insurance done but you do not have any information. Which is the best company for health insurance? The answers to all these questions have been covered in this article. If you want to get your health insurance done then please read this list once. If you find any error in it, please contact us and we will update it as soon as possible.